Medical Aid Tax Credit: R364/month for main member, R364 for first dependant, R246 each additional dependant
Pension/RA: Contributions reduce taxable income (max 27.5% of income, capped at R350,000/year)
Annual Tax Rebate: R17,235 (already factored into PAYE calculations)
💡 Tip for Remote Workers: When negotiating rates with international clients, calculate backwards from your desired take-home. If you want R50k net, you need to earn ~R65k gross.