Two-Pot Retirement Calculator

Calculate how much you can withdraw from your Savings Pot, what tax you'll pay, and the impact on your retirement.

Your Two-Pot Withdrawal Summary

Savings Pot Balance (10% of total)
R 0
Amount You Can Withdraw
R 0
Estimated Tax (at marginal rate)
R 0
Amount You'll Actually Receive
R 0
⚠️ Retirement Impact:

How Two-Pot Retirement Works

Savings Pot (10%): You can withdraw from this pot once a year (minimum R2,000). Tax is deducted according to your marginal tax rate.

Retirement Pot (90%): Locked until retirement — cannot be withdrawn early.

Important: Withdrawals are taxed as income. This calculator estimates tax based on typical marginal rates, but your exact tax depends on your total income.